This waterfront property now has a homeowner insurance policy of less than $4,000 and flood policy of less than $900! Step into unparalleled luxury with this exquisite waterfront residence in the prestigious gated community of Country Club Place. Perfectly situated on one of just four exclusive waterfront lots, this home combines stunning views with exceptional durability, thanks to its robust 50-piling foundation. Nestled along the picturesque Pensacola Bay, enjoy breathtaking, unobstructed views from multiple vantage points within the home. The property benefits from a shared common access area, where the burden of maintaining the seawall is managed collectively by all 20 properties in the Country Club Place HOA. Boasting over 4,000 square feet of meticulously designed living space, this residence features 3 bedrooms plus an office that can be converted into an additional bedroom, and 3.5 bathrooms. Ample room is provided for family and guests, ensuring comfort and privacy. The home includes two luxurious primary suites, each with its own stunning views of the Bay. Both primary suite offers large windows, allowing you to wake up to serene waterfront scenes. The second floor is accessible by both stairs and an elevator, ensuring convenience for all. The upstairs primary includes a lavish bathroom with dual vanities, a jetted soaking tub, a separate shower with dual showerheads, and a walk-in closet with built-in drawers. Guests will enjoy their own dedicated floor, complete with a full kitchen and SECOND living room. The additional bedroom on the main floor features a handicap-accessible sink and roll-in shower, ensuring comfort and accessibility for all guests. All doors and windows facing the Bay are high impact. Roof was replaced in 2021! Additional laundry facility with 200V and central vacuum in garage. Residents have exclusive access to upscale community amenities, including a shared dock, boardwalk, and a launch area for kayaks or paddleboards.