FULLY INSULATED home with 3-CAR GARAGE + HOT TUB and Downstairs dual suites. Primary suite PLUS a second downstairs bedroom with FULL BATH, along with a half bath on the main floor. This energy-efficient SPRAY FOAM INSULATED home also features one of the biggest yards in the neighborhood and a 3-car INSULATED garage with FLOOR DRAIN, SINK AND WORKBENCH. Inside, there's a propane TANKLESS WATER HEATER with an interior valve for backup during power outages. Upstairs offers a spacious family room, an additional FLEX ROOM ideal for crafts or storage, and a FULLY UPGRADED bathroom with separate tub and shower. The primary suite has his and hers walk-in closets with built-in shelves and a PRIVATE OFFICE. Bedrooms include WALK-IN CLOSETS, and the attic is FLOORED for extra storage. The kitchen has a farmhouse sink and new microwave, with UPGRADED LIGHTING throughout. New carpet has been installed on the stairs, upstairs hallway, and family room. The living room features an upgraded ceiling fan. Outside, enjoy a COVERED PATIO with an EXTENDED SLAB and HOT TUB, a dog run, and an oversized awning for storage. The oversized laundry room has shelving and space for a freezer or fridge. Located near L3 Harris and top-rated private schools, this home gives you builder-quality space without the price tag or wait. SPECIAL FINANCING AVAILABLE! Qualified buyers may be eligible for 100% financing with no down payment, competitive interest rates, reduced mortgage insurance, and flexible credit requirements through our network of preferred lenders. Includes many suburban and small-town locations. Subject to lender approval. Contact listing agent for details.